Research Analyst Important Formula List 2026 (Simple Guide for Beginners & NISM Exam)

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Research Analyst Important Formula List 2026 (Simple Guide for Beginners & NISM Exam)

Research Analyst Important Formula List 2026: 50 Must-Know Formulas Explained Simply!

Financial Statement & Profitability Formulas: Understanding profitability is the first step in company analysis.

Revenue Growth Rate measures how fast a company’s sales are increasing over time. It indicates demand, expansion, and business momentum.
Formula: (Current Revenue − Previous Revenue) ÷ Previous Revenue × 100

Gross Profit shows profit after production costs are deducted from revenue.
Formula: Revenue − Cost of Goods Sold

Gross Margin indicates pricing power and cost efficiency.
Formula: Gross Profit ÷ Revenue × 100

Operating Profit (EBIT) reflects profit from core operations before interest and tax.
Formula: Gross Profit − Operating Expenses

Operating Margin measures operational efficiency.
Formula: EBIT ÷ Revenue × 100

Net Profit represents final earnings after all expenses and taxes.
Formula: Revenue − All Expenses − Tax

Net Profit Margin shows how much profit is generated from each rupee of revenue.
Formula: Net Profit ÷ Revenue × 100

EBITDA highlights cash-like operating performance.
Formula: Net Profit + Interest + Tax + Depreciation + Amortization

EBITDA Margin helps compare companies across industries.
Formula: EBITDA ÷ Revenue × 100

Earnings Per Share (EPS) indicates profit available to each shareholder.
Formula: Net Profit ÷ Total Shares Outstanding

Valuation Formulas (Core of Equity Research): Valuation formulas determine whether a stock is cheap or expensive.

Price to Earnings (P/E) Ratio shows how much investors pay for one unit of earnings.
Formula: Market Price per Share ÷ EPS

Forward P/E uses expected future earnings instead of past earnings.

PEG Ratio adjusts P/E for growth.
Formula: P/E ÷ Earnings Growth Rate

Price to Book (P/B) Ratio compares market value with book value.
Formula: Market Price ÷ Book Value per Share

Book Value per Share shows net asset value per share.
Formula: (Total Assets − Liabilities) ÷ Shares

Enterprise Value (EV) represents total firm value.
Formula: Market Cap + Debt − Cash

EV/EBITDA is widely used in mergers and acquisitions.

Market Capitalization measures company size.
Formula: Share Price × Total Shares

Dividend Yield reflects income return for investors.
Formula: Dividend per Share ÷ Market Price × 100

Dividend Payout Ratio shows how much profit is distributed.
Formula: Dividend ÷ Net Profit × 100

Liquidity & Solvency Ratios: These formulas assess financial stability.

Current Ratio measures short-term liquidity.
Formula: Current Assets ÷ Current Liabilities

Quick Ratio excludes inventory for stricter liquidity analysis.
Formula: (Current Assets − Inventory) ÷ Current Liabilities

Debt to Equity Ratio evaluates leverage risk.
Formula: Total Debt ÷ Shareholders’ Equity

Interest Coverage Ratio checks debt-servicing ability.
Formula: EBIT ÷ Interest Expense

Debt Ratio measures asset financing through debt.
Formula: Total Debt ÷ Total Assets

Return Ratios (Highly Tested): Return ratios evaluate management efficiency.

Return on Equity (ROE) measures shareholder return.
Formula: Net Profit ÷ Shareholders’ Equity × 100

Return on Assets (ROA) shows asset efficiency.
Formula: Net Profit ÷ Total Assets × 100

Return on Capital Employed (ROCE) evaluates overall capital efficiency.
Formula: EBIT ÷ Capital Employed × 100

Asset Turnover Ratio shows revenue generation efficiency.
Formula: Revenue ÷ Total Assets

Cash Flow & Efficiency Metrics: Cash flows reveal earnings quality. Operating Cash Flow (OCF) is cash from core operations.

Free Cash Flow (FCF) indicates surplus cash available.
Formula: Operating Cash Flow − Capital Expenditure

Inventory Turnover Ratio measures inventory efficiency.
Formula: COGS ÷ Average Inventory

Receivables Turnover Ratio shows collection efficiency.
Formula: Revenue ÷ Average Receivables

Cash Conversion Cycle (CCC) measures working capital efficiency.
Formula: Inventory Days + Receivable Days − Payable Days

Growth, Risk & Market Metrics: These formulas measure volatility and return consistency.

CAGR shows long-term growth rate.
Formula: (Ending Value ÷ Beginning Value)^(1/n) − 1

  • Beta measures market risk.
  • Alpha shows excess return over benchmark.
  • Standard Deviation measures volatility.

Sharpe Ratio evaluates risk-adjusted return.
Formula: (Return − Risk-Free Rate) ÷ Standard Deviation

Valuation Models Every Research Analyst Must Know & These models drive investment recommendations:

Discounted Cash Flow (DCF) estimates intrinsic value using future cash flows.
Formula: Σ Cash Flow ÷ (1 + Discount Rate)^t

Terminal Value estimates value beyond forecast period.
Formula: FCF × (1 + g) ÷ (r − g)

  • FCF = Free Cash Flow
  • g = Growth rate
  • r = Discount rate (usually WACC)

Weighted Average Cost of Capital (WACC) represents firm’s cost of capital.
Formula: WACC = (E / V × Re) + (D / V × Rd × (1 − T))

  • E = Market value of equity
  • D = Market value of debt
  • V = Total value (E + D)
  • Re = Cost of equity
  • Rd = Cost of debt
  • T = Tax rate

Cost of Equity (CAPM) estimates expected equity return.
Formula: Re​ = Rf​ + β(Rm​−Rf​)

  • Rₑ = Cost of Equity
  • R_f = Risk-free rate (e.g., government bond yield)
  • β (Beta) = Stock's sensitivity to market risk
  • R_m = Expected market return
  • (R_m − R_f) = Market risk premium

Margin of Safety protects investors from valuation errors.
Formula: (Intrinsic Value − Market Price) ÷ Intrinsic Value